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This is because the Home Settlement comprises a really detailed definition of “Insurer Involved” (the phrase used in cl 3 of the Home Agreement), which clearly states that an insurer remains an “Insurer Concerned” “however that— … (iii) some time period, description, limitation, exception or condition (whether or not categorical or implied) of the insurance … expressly or by implication excludes the Insurer’s legal responsibility whether typically or within the particular circumstances during which the Judgment Debtor’s liability was incurred”.
5. If in Singapore a Judgment is obtained against any person in respect of a legal responsibility required to be insured by the Compulsory Insurance coverage Legislation and not one of the Insurers is liable to fulfill the identical under Clause 3 hereof the Bureau will after the expiry of twenty-eight days from the date upon which the Authentic Judgment Creditor grew to become entitled to enforce such Judgment towards the Judgment Debtor itself fulfill the identical.
15. —(1) Where a certificate of insurance coverage has been issued underneath part 4(9) to the particular person by whom a coverage has been effected and the coverage is cancelled by mutual consent or by virtue of any provision in the coverage, the particular person to whom the certificate was issued shall, inside 7 days from the taking impact of the cancellation, surrender the certificates to the insurer or, if it has been lost or destroyed, make a statutory declaration to that impact.